<h3>Conclusion</h3>
<p>RateGenius is a trusted name when it comes to auto loan refinancing with more than 150 partner lenders nationwide. Customers can enjoy rates from partner institutions that go as low as 3.09%. The customer support team also stands out by helping you transition from your old lender to your lender easily. One of the factors you really have to consider though is whether you’re willing to get a hard credit check. As long as you are determined to push through with the refinancing loan, this shouldn’t be a huge downside.</p>


<p>RateGenius is a refinancing platform for vehicles with its expansive network of over 150 partner lending institutions nationwide. The company makes it easier for car owners to refinance their current loan and possibly get lower monthly payments. Through RateGenius you can access lenders from around the country offering APRs down to 3.09%. One hitch you need to get over is the hard credit check requirement.</p>
<p>If your credit score is at least 550, you can apply for a refinancing loan and get approved in minutes. Customers with good credit scores, at least 720, can enjoy some of the lowest rates that partner lenders can offer.</p>
<h3>RateGenius is best for</h3>
<p>RateGenius offers services centered on auto refinancing. This helps car owners find better interest rates and lower monthly payments on their loans. The best rates and terms are offered to borrowers who have excellent credit scores. One of the biggest requirements is the hard credit check so you need to be sure about your choice in refinancing your loan.</p>
<p>Aside from credit score requirements, your vehicle should not be older than seven years and have less than 100,000 miles.</p>


<p>The process with RateGenius went smoothly and was easy to understand. They offered a good rate for my auto loan needs. The agent was very professional and patient in explaining all the details and steps involved.</p>
<p>The only thing I wasn&#8217;t completely satisfied with is that they only presented me with an offer from a single lender, without any other options to choose from. However, overall, I am fully satisfied with the service I received from RateGenius.</p>


Elijah Mathews – Rate Genius

<p>RateGenius had the perfect rate and monthly payments that I was looking for my auto loan. They were incredibly helpful in assisting me throughout the process. I encountered some issues with my insurance company, who wanted to charge me an extra $700 per month. When I reached out to RateGenius, the representative informed me that they had experienced similar problems with that insurance company. They recommended a better alternative, which saved me money not only on my refinance but also on my insurance. The representative was extremely helpful and provided valuable assistance.</p>


Olive Hicks – Rate Genius

<h3>Available Services</h3>
<p>RateGenius auto refinancing services allow customers to save money by getting lower interest rates on their car, SUV, or truck. The company handles the entire refinancing process for customers including titling – getting the written proof for lienholders.</p>
<p>They also offer vehicle service contracts to give customers peace of mind. RateGenius promises more affordable contracts with broader coverage. There are different coverage levels to meet different customers’ needs. The most comprehensive service contract covers almost all the major vehicle components which include engine, transmission, drivetrain, and electrical systems for up to 125,000 miles or 8 years.</p>
<p>In addition to service contracts, RateGenius also offers GAP protection in case something unfortunate occurs and you total your vehicle. These waivers will cover the difference between how much you owe on your auto loan and the current value of the totaled car.</p>


What Do People Say About RateGenius?